r/churning • u/AutoModerator • 8d ago
Daily Discussion News and Updates Thread - March 29, 2025
Welcome to the daily discussion thread!
Please post topics for discussion here. While some questions can be used to start a discussion/debate, most questions belong in the question thread unless you love getting downvotes (if that link doesn’t work for you for some reason, the question thread is always the first post on our community’s front page). If your discussion is about manufactured spending, there's a thread for that. If you have a simple data point to share, there's a thread for that too.
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u/Medium_Addition_4337 7d ago
United explorer card refreshed- • Current AF: $95 → New AF: $150 • $60 Rideshare Credit ($5/month) • $100 United Hotels Credit (Two $50 credits) • 5x on United Hotels
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u/virginiarph 8d ago
DP: amex did not immediately return CLEAR credit when canceling.
i cancelled my clear after an auto rebill because i wasn’t sure which card had already used the credit. well i got charged, credit posted, then refund posted. this was from the first week of march and still no clawback. RAT could definitely clawback in the future though… but we’ll see i guess. card is cancelled now(was already at 1 year mark)
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u/goose_hat ICY, HOT 8d ago
Was offered NLL Personal Plat 175k/$8k in my Amex Offers today. Never had one for the Personal!
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u/fruitofconfusion 8d ago
Just to clarify, you already had/have a Personal Plat and got this offer?
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u/shinebock IAH, HOU 8d ago
Slow Saturday, so stopped by Chase to apply for the CSP 100k. Auto approved. I downgraded my CSR to a Freedom 11 days ago, for whatever that DP is worth.
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u/krivad DEN, VER 8d ago
I thought you usually just needed to wait 4 days after a downgrade to reapply for a sapphire?
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u/miztressuz 8d ago
If you're applying online 4 days is enough, but people in the past were getting denied in-branch because the system still said they had a Sapphire. Best guidance out of that batch of DPs was 30 days - like a cancellation. This was also a couple years ago so they could have improved their system communications since then, (I would hope) and we're finding out about it now.
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u/shinebock IAH, HOU 8d ago
I may be wrong on this, but I think I read that there is a difference in the cool off period if you apply online vs. in branch.
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u/garettg SEA | PAE 8d ago
Just to get more info to help the sapphire guide in this situation, did your PCed freedom statement close between the PC and application? Anyone else doing a PC and in-branch app, please tag me with any DPs of success/failure and how long between the PC and branch visit, and if your statement closed between them. This is something in the guide I haven’t dealt with personally so it’s reliant on the collective DPs.
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u/miztressuz 2d ago
This comment on DoC seems like Chase got their act together, less than the previous 4 day buffer like u/OpeningCoyote-Wizard ( unless it's the same poster! haha) https://www.doctorofcredit.com/rumor-chase-sapphire-preferred-100000-point-offer-in-branch-starts-3-23-25/#comment-2033839
I'm going to guess around the same time they fixed the glitch for MDDs, this was corrected as a result.
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u/OpeningCoyote-Wizard 8d ago edited 8d ago
I PC'd 2 days prior and got approved. Statement closing early April
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u/shinebock IAH, HOU 8d ago
did your PCed freedom statement close between the PC and application?
It didn't. That card statement month is on the 5th.
I think I had seen from your guide and/or others that it might be 30 days from DG to do an in branch app, but seems not the case.
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