r/madlads 4d ago

McMaddie

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73.0k Upvotes

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u/Impossible-Wear-7352 4d ago

I paid for an entire disneyland trip with cc points, flights for 3, hotel, and park tickets for a week. That shit really adds up.

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u/RuffleFart 3d ago

A week at Disneyland, in California?! Do you mean Disney World in Florida which you can easily spend a whole week there with all their parks

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u/Impossible-Wear-7352 3d ago

It was 5 days at Disneyland and 2 days at Universal but I didn't include that last part because they didn't offer the 2 day Universal pass through points so I had to pay out of pocket. And there's plenty to occupy your time for 5 days at Disneyland. We were there almost open to close each day except the last day we called it early to transition to our Universal hotel and we were Disneyd out

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u/RuffleFart 3d ago

Did you go to the adjacent park? California adventure? That place sucks ass.

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u/sometimeserin 4d ago

Also, getting to hang on to your money for an extra month between when you make a purchase and when you pay off your cc is time you get to earn passive income via interest/investment. That's the shit that really adds up over time.

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u/Vospader998 4d ago

I mean, ya, I'm not saying credit cards aren't useful, I'm saying there's consequences of using them people don't realize.

If you're responsible with it, it can be an incredibly useful tool. I'm not saying I only use cash, just in certain circumstances, and increasingly more often.

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u/Vospader998 4d ago edited 4d ago

I mean, ya, but kinda missing the point here. That money is coming from the vendor, of which you're getting a portion from the card company.

Large companies idgaf, I'll sqeeze them for all they're worth, chances are they're just building it into the cost anyway.

It's the small business and waitstaff that suffer the most as a result, and they usually pay higher fees on top of that, even if you get the same back regardless.

By using a credit card, you're taking extra money from the vendors by proxy. Personally, I like supporting local businesses, and want to ensure what I paid is actually going to them.

I maybe get $300-$600 a year in money back. I'll maybe lose out on $100 of that using cash for local purchases and tips. Worth it IMO.