My bank makes you use your account number as your login name. I have to have a written copy of the number every time I want to access my online account. So secure!
But they can. And if they do, their account number is written on the check. Therefore, an account number should never be treated as confidential or secret information.
I have a checking account, but no checks. I found checks were too easily stolen and forged. They were pieces of paper stored in a drawer. These password systems make it far more likely people will write it on a piece of paper and store it in a drawer where a thief will look for it.
I'm not even that old and remember memorizing friends' phone numbers in case you were calling away from home (where your phone book was).
Seems like memorizing something as important as a bank account # wouldn't be too demanding. And if you're worried about having to have a written version of it every time you login, it's already on every personal check in your checkbook.
You should easily to be able to remember your bank account number if you log in with any kind of regularity. I know my bank account number, the login number, and credit card number.
Yeah but that's just the login name. That's not what needs to be secure. Your PIN/password needs to be secure and not written down anywhere. (And weird regulations make people write down passwords.)
Memorize your SSN, bank account number, and similar. It's not even very difficult and saves loads of time. Imagine if you had to look up your phone number every time you wanted to give it to someone.
Mine uses that but as password you need both your PIN number (shout-out to all haters of the term "PIN number") and a randomised code that they send to your phone every time you log in.
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u/littlecat84 Mar 08 '16
My bank makes you use your account number as your login name. I have to have a written copy of the number every time I want to access my online account. So secure!