r/BeAmazed • u/youngster_96 • Feb 18 '25

Place Flooded Detroit Neighborhood Turn into Ice

35.2k Upvotes

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u/solofatty09 Feb 18 '25

To be fair, they were totaled as soon as they were flooded. The ice is just ensures everyone gets a payout with less hassle.

37

u/rajrdajr Feb 19 '25

everyone gets a payout with less hassle.

Assuming Detroit’s water utility has a solvent insurer. That’s not guaranteed.

16

u/NuclearChihuahua Feb 19 '25

Shouldn’t the car insurance cover the damage then? That’s kinda the whole fucking point of having insurance lol.

Orherwise I’m convinced I will never understand how insurance works in the US.

7

u/brewerbetty Feb 19 '25

A significant amount of Detroiters do not have car insurance. A local news agency reported Detroit had the highest car insurance rates in the entire COUNTRY in 2024.

2

u/lipstickandchicken Feb 19 '25

Isn't it illegal to not have it?

7

u/Zanzaben Feb 19 '25

In most states you are only legally required to have insurance that covers other cars and drivers you hit in an accident. Coverage for damage to your own car is optional/an extra cost.

2

u/DeathIsThePunchline Feb 20 '25

Which causes rates to go up....

1

u/DankDarko Feb 19 '25

That's a them problem