r/CarsAustralia • u/That_Car_Dude_Aus • Feb 01 '25
Due to the CEO of a popular car companies recent actions, and the increased discussion about this CEOs actions, We have now had to institute a whole new group of auto moderator rules to filter out discussions about the far right
We have had the "No Politics" rule in effect on this sub for over 2 years now
We are still happy for you to bring up this CEO's actions as long as you do not use political language in regards to his decision making.
You can describe him as a "Dickhead" or similar, and that his actions may negatively affect the value of his cars and of his companies.
However, due to the direct use of certain terms in regards to his political affiliations, I have seen on other subs that once those terms reach a certain threshold it can trigger bots from both sides of the political spectrum to start brigading subreddits and start replying to those comments directly.
"No he isn't"/"Yes he is"/"You're taking it out of context"/"It's a Roman Salute" and so on and so forth.
We will still allow political discussions when it comes to directly car related things, such as government rebates, FBT exemptions, import laws, drivers licencing, etc. stuff where cars are the main focus.
Whilst the entire moderation team does understand that Elon Musk is a car company CEO with very strong political affiliations, We do have to draw the line somewhere.
We will take every discussion at face value.
And I'm sure by posting this, people will fast find out what words will specifically trigger the mod. We have a zero tolerance policy to this. As rule 4 says "you may be banned"
We do read every comment and see if it's constructive/discussion/fact based, or if it's a stab to get a rise out of people.
r/CarsAustralia • u/That_Car_Dude_Aus • Jan 21 '25
Key website if you are self insured/uninsured and are involved in an accident:
https://financialrights.org.au/factsheet/car-accident-when-uninsured/
So I've been meaning to write this post for a while because quite a lot of people seem to be driving around self-insured, also known as uninsured.
Now to start off with in every state of Australia you're a required to hold what is called compulsory third party insurance.
In Australia, Compulsory Third Party (CTP) insurance is a type of motor vehicle insurance that is mandatory for all registered vehicles. Here's a breakdown:
##What it covers:
Injuries to others: CTP primarily covers bodily injury or death caused to other people in a car accident. This includes:
1)Other drivers 2) Passengers in other vehicles 3) Pedestrians 4) Cyclists 5) Motorcyclists
1)Damage to vehicles or property: It does not cover damage to your own vehicle, the other driver's vehicle, or any other property. 2) Your own injuries: It doesn't cover your own medical expenses or lost income if you are injured in an accident.
1) Mandatory: You must have valid CTP insurance to register your vehicle in Australia.
2) State variations: The specific rules and regulations regarding CTP insurance can vary slightly between Australian states and territories.
Included in registration: In some states, the cost of CTP is included in your vehicle registration fees. In others, you need to purchase it separately from a licensed insurer.
Key Points: CTP insurance is essential for all vehicle owners in Australia.
It provides crucial financial protection for others who may be injured in an accident caused by you.
It is important to understand the specific rules and coverage limits that apply in your state.
Disclaimer: This information is for general knowledge and guidance only. It is not a substitute for professional legal or financial advice.
I recommend contacting your state's road transport authority or an insurance broker for the most up-to-date and accurate information on CTP insurance in Australia.
Self-insurance means that instead of paying premiums to an insurance company, an individual or entity assumes the financial responsibility for potential losses themselves.
1) You set aside a specific amount of money (often in a reserve fund) to cover potential losses.
2) When a loss occurs (like a car accident, medical expense, or property damage), you pay for it out-of-pocket from your reserves.
1) Potential cost savings: If losses are lower than expected, you can save money compared to insurance premiums. 2) Greater control: You have more control over claim decisions and how your funds are used.
1) Significant financial risk: You bear the full financial burden of any losses, which could be substantial.
2) Requires careful financial planning: You need to accurately assess potential risks and ensure you have sufficient reserves.
In essence, self-insurance is a risk management strategy where you take on the financial responsibility for potential losses rather than transferring that risk to an insurance company.
Disclaimer: This is a simplified explanation. Self-insurance can be complex and involves various legal and financial considerations.
In Australia, Third Party Property & Legal Liability insurance in the context of motor vehicles primarily covers the costs of damage you cause to someone else's vehicle or property while driving.
Focus: Primarily covers financial losses incurred by others due to your driving.
1) Damage to another person's vehicle. 2) Damage to other people's property (fences, buildings, etc.). 3) Legal Liability: Helps cover legal costs if you are sued by someone for property damage caused by your vehicle.
Important Note: This type of insurance does not cover damage to your own vehicle.
Key Differences from Compulsory Third Party (CTP) Insurance:
1) CTP is mandatory in all Australian states and territories. 2) CTP focuses on covering bodily injury or death to another person caused by your vehicle.
Third Party Property & Legal Liability insurance provides crucial financial protection for you if you accidentally cause damage to someone else's property while driving. It's a valuable addition to your overall car insurance coverage.
Disclaimer: This is a general overview and may not cover all specific situations or variations in policy terms.
Always refer to your policy documents or consult with an insurance professional for detailed information.
Some third party liability coverage will provide a minor level of cover if you are hit by a self-insured/uninsured driver and may also provide some level of cover in the case your vehicle is damaged in a fire or it is stolen, This is not standard across all policies and may be an optional extra on top of the basic cover.
Comprehensive motor vehicle insurance in Australia provides the broadest coverage for your vehicle. It typically covers:
1) Damage to your vehicle: This includes accidents, fire, theft, natural disasters (storms, floods, hail), and vandalism. 2) Third-party property damage: Covers damage you cause to other vehicles or property. 3) Legal Liability coverage for the chats of legal fees
Optional extras: These can include things like roadside assistance, rental car reimbursement, and personal accident cover.
Agreed Value vs. Market Value:
You and the insurer agree on the value of your vehicle at the time of policy inception. If your vehicle is declared a total loss, you receive the agreed-upon amount, regardless of its market value at the time of the claim. This is beneficial for classic, vintage, or modified cars that may be worth more than their market value.
The insurance company pays you the market value of your vehicle at the time of the loss. This is determined by factors like age, condition, mileage, and current market prices.
Important Note: Comprehensive insurance usually does not cover wear and tear, mechanical breakdowns, or damage caused by driving under the influence of drugs or alcohol.
Disclaimer: This is a general overview. Always refer to your specific policy documents for detailed coverage information and exclusions
A lot of insurance policies will not cover you in the event that you are operating a vehicle illegally
So if your vehicle is not compliant with roadworthiness requirements in your state or territory, Or in the event your vehicle needs engineering And it does not have it, Then a claim can be denied.
Although this does not come into play in every claim, this will certainly be a factor if the part of your vehicle that is unroadworthy or has been modified illegally is the cause of the accident or contributes to the accident being more severe.
Claims can also be declined if you are speeding or driving in a manner that is dangerous or charged with some dangerous driving offences, however, this is less common.
In the event that you are operating the vehicle under the influence of drugs or alcohol, this can also void a policy.
Not all insurance policies will cover you if you are off-road or on private property, however, some will cover you in the case that you are in an area you are legally allowed to be
Some insurance policies will place driver restrictions on the policy, meaning that only listed drivers can drive it, And some policies will place a household restriction that everyone that lives in the same residence as yourself is required to be listed on the policy.
Ever since the banking royal commission in Australia, insurance companies are legally required to insure only the financial owner of the vehicle, meaning that if you are not the financial owner, it is insurance fraud to take out insurance on something that you do not own.
This is an incredibly common tactic where parents will insure a car that is owned by their children in order to avoid higher premiums and bring the cost of insurance policies down.
Insurance fraud is a criminal offence in Australia, And if you are caught conducting insurance fraud, you can face jail time and incredibly large fines, And this may impact you in the future if you try and purchase another financial product such as insurance or obtain a bank loan.
For at least of insurance companies that may be able to offer you cover you can go to https://www.findaninsurer.com.au/ which is a service run by the insurance Council of Australia.
If you need to make a complaint to the ombudsman for the insurance industry you can go to https://www.afca.org.au/ And logic complaint there with the ombudsman
However, be aware that in order to have AFCA look at your case, you generally need to go through the complaints process for your insurance provider prior to raising this to the ombudsman
This subreddit takes a dim view on people recommending insurance fraud, any comments on this subreddit or any posts requesting for advice on how to commit insurance fraud will result in the post being removed
Further posts on the matter pertaining to advice on how to commit insurance fraud or request on how to commit insurance fraud will result in you being banned from this subreddit.
r/CarsAustralia • u/Amishlodhia • 12h ago
So I just got quoted 1504 aud for insurance for my new car. Isn’t this too much? I have no history of accidents in my previous country and just moved to Melbourne and got my license converted to Victorian license.
Any cheaper alternatives to this which is still reliable and has good coverage?
Appreciate the help.
r/CarsAustralia • u/toinks989 • 17h ago
Is this price right? What's the catch here?
Is this really the market price for a 21 year old Porsche?
r/CarsAustralia • u/No-Description3699 • 20h ago
hey guys, contemplating between the two as I want something comfortable and quiet while also fuel efficient for daily driving hence im opting for a hybrid. I currently drive a 2012 ford ranger 2.2L which I am happy to trade in or sell privately
2014 Lexus IS300h might be a little old but can give that comfortable and lux feel drive for daily
while
2019 camry hybrid is a bit new and quiet, but not sure about the driving comfort?
Cheers
r/CarsAustralia • u/Sea_Theory_1623 • 17h ago
A careless employee of his at the time (2008) left it parked on a slope and long story short it ended up down the road wrapped around a tree.. Would love to find another one some day but am unsure of the specifics as there are very few photos of it.
From what I can tell/remember it’s an automatic 96-99 XH possibly Longreach model Falcon with the bonnet protector, tow bar, tonneaux cover and roll bars or whatever they’re called. Have I missed anything? Or is there any way to tell the manufacturing year? Rego number from the time was WGB366.
Thanks guys 🙏
r/CarsAustralia • u/Raccoons-for-all • 1m ago
200 000km, I noticed that sometimes when I do a good thrust, there’s a small black fart behind for a second or two. I hate other cars that have this so I want to make something about it.
I have put fuel cleaner, oil change as required all its life, the car is very good and in prime shape, except this.
I plan on cleaning the dpf filter and egr pipe but I believe it will only restore better performances and consumption, not really better cleaning as, for the filter, layer filtration is often an added screen.
Is there something else I could do ? I love my car but it stinks a bit from behind. 2011 diesel
r/CarsAustralia • u/travcaine • 11m ago
Hey guys!
I’ve test driven the MG ZS Hybrid top of the range (2025) and it’s so much better than previous models. Has anyone here got one and have some feedback? About to seal the deal on a new one as my local dealer has a good discount at the moment for April.
r/CarsAustralia • u/Slow-Marsupial5045 • 20m ago
My son is hoping to get his license soon and is looking around for a decent second hand car. My work has a couple of 2016 Hyundais we no longer need and I’m wondering if they’re a reasonable buy. There’s and accent for 10k and an i30 for 12. Both have around 100,000ks on the clock and they’ve been well maintained but also expect they would have been flogged like work vehicles typically are.
Price sounds reasonable to me, probably leaning toward the i30 but not familiar with the brand and how well they last
r/CarsAustralia • u/That_Car_Dude_Aus • 34m ago
So on top of the Friday Finds topic that has been a pretty decent success, on what cars in your area you can find for <$5,000, I thought maybe we make a post each Monday with what we have done to our own cars!
So, how was your weekend?
r/CarsAustralia • u/jamfilter • 19h ago
Enable HLS to view with audio, or disable this notification
Before I tell what we're debating about, please watch the video first and see if you notice anything.
Debate: My friend thinks I was too late to stop, and as the driver I think I came to a smooth stop at a safe distance.
r/CarsAustralia • u/Giplord • 20h ago
Whenever I check Redbook for second hand car value, I am often suprised how low some of the listed values are compared to the prices advertised in dealers and private online sales.
The easiest and obvious reason for this difference is that the advertised price gets haggled down, but is it also possible that cars get reported at a lower sale price by the new buyer so they don't pay as much stamp duty?
I tried to look it up and It appears Redbook does use sales transactions for its data. Does anyone know for sure if Redbook gets access to that data, and is the general under reporting of sales prices creating incorrect redbook results?
note. obviously I've never under reported a car sale before to pay less Tax.. I mean, everyone else that's doing it 🙄
r/CarsAustralia • u/Greeeesh • 14h ago
Which car make has the best put together interiors? No rattles, good sound dampening, quality materials etc. Most importantly one who will fix issues then they arise and not brush it off as “that’s how they are”
Real experiences appreciated.
r/CarsAustralia • u/george_thunder41 • 2h ago
Thoughts on a 2009 Forester x I'm going to check out, has 220k on the clock but has had timing belt and head gasket done recently and allegedly full service history. If car checks out how much more life can I expect out of it? Listed at $7000 but probs not looking to spend more then 6 on it.
r/CarsAustralia • u/CanberraPhoto • 1d ago
Looking at upgrading my current car (2015 Audi S3 stage 1+) to something slightly bigger, but still fun. I test drove this today and wondering people’s thoughts, especially based on the mod list. It’s one hell of a car. Details below:
2018 Audi RS4 Auto quattro MY18 AU$93,500 / US$57,141 / €52,049 / £44,156
Comments from the seller: A truly one of a kind version of what many consider the be one of the best performance family wagons built.
Only the very best aftermaket aesthetic and performance parts used.
APR Stage 1+ E85 ECU tune. Car can run on either 98 octane unleaded or E85.
APR upgraded high pressure fuel pump.
Updated Audi fuel injectors.
APR full carbon fibre cold air intake
Milltek sport cat-back exhaust (factory downpipes). System utilises factory valves which are controlled by the vehicles driving modes.
ABT auxiliary radiator to aid in cooling and engine protection.
Ohlins two way adjustable road & track suspension. Rides as smooth as factory suspension when adjusted to soft, but then incredibly supportive without being too firm when stiffened right up. Factory DCC suspension included also with purchase of the vehicle.
ABT front and rear sway bars
034 upper and lower front control arms
034 engine and transmission mounts
Racing line strut brace
380mm AP Racing Radi-Cal II front brakes
Circo M119 front brake pads
Endless rear brake pads
Wheel and tyre set 1: Icon Forged 20" x 10" wheels (brushed black chrome) wrapped in Khumo PS91 tyres.
Wheel and tyre set 2: Icon Forged 19" x 10" wheels (satin black) wrapped in Bridgestone RE71RS tyres. Includes a set a Michelin tyre wraps for easy handling and safe storage.
Rubber boot liner
Maxton Side skirts (PPF wrapped)
Maxtor rear diffuser
Professionally PPF wrapped bonnet, front bumper and front quarter panels.
Only travelled 50223 km.
This Audi RS4 2018 has forward collision alert/warning. Rear view camera, side vision camera, front vision camera, driver airbag, driver attention detection and side airbags. This car has parking assist graphical display. Blind spot sensors. 8 airbags to protect you and your family. A great feature is park assist, it ensures parking is a breeze. Finally it has brake assist, front parking sensors, ABS brakes and high speed crash avoidance with braking.
SPECIAL FEATURES: - Premium sound system - Inbuilt flash drive - Bluetooth technology - Selectable driving mode - Key/fob proximity starter button - USB audio input - DVD player - Voice recognition - Front & rear power windows - Leather steering wheel - Leather seats - Electric front seats
r/CarsAustralia • u/Scary_Rutabaga_7261 • 6h ago
Hi Guys, Wanting some help with my car. I have a mk6 golf r drove fine for months and then one day suddenly went into error stabilisation fault code. Not too sure what it means. Came up with this fault when i got RAC to come have a look. Any idea at what the issue might be. Turning off the car and driving for short periods is fine and then the car will start to fault again.
r/CarsAustralia • u/Material-Economist56 • 12h ago
Hit a roo this morning, at 60 kph, unfortunately the dumbass jumped in front of the car when I was passing by his side.
After the accident I could manage to drive around 30 km and park to my destination, where I had to run some errands. I didn't hear any strange noise while driving. Now I made a temporary fixation on the plate , grill and bumper (tape). The left headlight nor indicator aren't working. Radiator look like have little small dents (pics). After being parked about 7 hrs I saw something leaked under car.
Car is not mine, it's a private rental, insured, but apparently insurance doesn't work on Sundays and I'm not sure if the owner can manage this fast so I can move to home/work tomorrow. I would like to drive myself to home (70 km away, high speed roads) with daylight. It would be a good idea? If I can't drive I would left the car in a different town where I live.
r/CarsAustralia • u/ozdruggist • 17h ago
I'm in the market for a new car. I was a bit sceptical about Chinese and Indian cars.
I was surprised to realise that Volvo in now owned by a Chinese company. Jaguar and Land Rover is now Indian.
Does this mean the Indian and Chinese cars would be to their standards now?
r/CarsAustralia • u/SandmanPC • 8h ago
Hi r/CarsAustralia,
I’m buying a car for the first time on my own and was hoping for some advice and clarification on a few uncertainties i have.
I’m looking at a 2016 Honda CR-V, buying from a dealership. I know it’s generally recommended to have a pre-purchase inspection done by a mechanic, but does that also apply when buying from a dealership? Especially since some of these listings mention the vehicle is "workshop tested."
If an inspection is still advisable, how does that work with a dealership? Are buyers typically allowed to take the vehicle to a mechanic before signing anything, or is that only possible after placing a deposit?
Context: The dealerships I’m looking at are reputable — e.g., Volvo, Mazda, BMW manufacturers, and one is Peter Warren. With vehicles that are MY16 or newer, under 160,000 km, so I believe they fall under the statutory dealer warranty provided by the Motor Dealers and Repairers Act (NSW).
I’d also appreciate any tips on:
● What to look for in the sales contract
● What to double-check before signing
● Best payment method if I want to pay in full and drive away the same day
Thanks in advance — I’d really appreciate any guidance or red flags to watch out for!
r/CarsAustralia • u/_foraminute • 1h ago
I’m no car nut and not entirely sure what this Ford Ranger might be worth. A few people have told me $60k is wayyy too much. What’s your opinion?
Ford ranger XLT 3.2L 2019 MY19.75
$59,990 ONO
Included with Rego till October 2025 No RWC
-Odometer: 107,000kms
-TJM Bullbar -TJM Scrub bars and side steps -Stedi Type X Pro led driving lights -GME XRS 370 UHF with 2.1 & 6.6 dBi whips -TJM Snorkel -Rhino rack roof rack -Clear view next gen towing mirrors -Hq Link custom tray and canopy with Dog box. Rubbing matting throughout -Complete wiring and lighting -Dometic CFX 3 95dz fridge/freezer -2000w inverter -100A lithium battery -Comes with 2x hard korr 170 watt fixed solar panels with mounting brackets (still in boxes) -Bushwakka 270 degree awning -Fulcrum Suspension 2 inch lift kit -New rear 500kg constants leaf springs -17 inch steel rims -Nitto Trailer Grapplers 295/75/17 -Bed rock floor mat front and rear -RM William seat and wheel cover -Dash Mat
r/CarsAustralia • u/BillyYoulis • 10h ago
So it is as the title says, we don't have access to the lovely I6 engine that Europe and America have access to, so it there anything else that compares in a sedan, other than the 530d?
r/CarsAustralia • u/Kind-Broccoli3654 • 1d ago
r/CarsAustralia • u/Inside_Archer_4648 • 6h ago
Is it just me or are there less BYD cars on the road in Brisbane?
Couple of months ago almost every other uber was a BYD but don’t see many these days, see a lot more MG but not many BYD.
Just me?
r/CarsAustralia • u/SaltPubba • 15h ago
Has anyone investigated or done a full electric conversion? Wondering if it's feasible/economical as an option or if it's really for people just with heaps of cash and collectible cars or some such.
Edit: this subreddit is not my usual hangout. I figured the conversion situation would likely not be super accessible at this point in time BUT I have found the response from y'all forthright and very helpful, thanks team!
r/CarsAustralia • u/Thebraincellisorange • 12h ago
Correct me if I am wrong, but has it not been compulsory for ages that manual cars have a safety switch so that they can only be started when the clutch pedal is depressed?
I just discovered today that my 2022 suzuki Jimny has no such restriction and can be started in gear with the clutch engaged.
I am curious if something is broken, the previous owner has bypasses it, or it is not fitted with a clutch safety switch
r/CarsAustralia • u/Huge-Chapter-4925 • 13h ago
this car aint worth all that much my suburb does have veryy high crime statistics can someone tell me some good ones to look at
r/CarsAustralia • u/1738snowman • 9h ago
Hey, got some questions as I'm looking to buy an auto FG XR6 in Melbourne with the zf 6spd transmission:
Any and all help is greatly appreciated
