r/SimpleLoans Feb 24 '25

**UPDATED RULES**

98 Upvotes
  1. There will now be a 35% cap on loans. No matter how long the loan is for, it can be for two weeks, one month, two months, or three months, with a maximum of 35%! No matter how long you have been a member of this sub, if you surpass 35%, you will be removed permanently.
  2. Only experienced lenders will put out offer posts. Please message us before creating an offer post if you are a brand-new lender. We'll determine whether you're ready to go.
  3. The sub will no longer be subject to the seven-day activity rule. Borrowers must have been active within the previous two months, however, if your profile is solely about loan requests, nudity, or sexual enjoyment, you will be BANNED.
  4. We are also increasing the karma requirements. 1500 karma, 800 comments karma. Users who have history (lending and borrowing) will be grandfathered in, however we recommend meeting the new account requirements as well
  5. Your post will be removed if you are requesting funds from r/Assistance, r/gofundme, or any sub that is similar to them.
  6. Automatic ban for hijacking a post. "what does hijacking a post mean?" is the question you'll ask yourself. It implies that you will be permanently banned if you ask for a loan on someone else's post. Make a post of your own.
  7. Borrowers would not be eligible for "second loans" until they had paid back their first five loans.
  8. Users will be banned for participating in other subs similar to u/SimpleLoans

THIS IS EFFECTIVE IMMEDIATELY

If you have any questions or concerns, please send a message to modmail

Best,

SimpleLoans Mod Team


r/SimpleLoans Feb 24 '25

DO NOT SHARE YOUR ACCOUNT DETAILS WITH ANYONE

32 Upvotes

STOP SHARING YOUR REDDIT, EMAIL, SOCIAL MEDIA PASSWORDS!

If you do any of the above, you are being scammed, and they will scam your friends, family, Reddit users, and everyone else. Be smart, please. Passwords should never be traded for loans or anything else. NEVER CLICK ON SUSPECTED LINKS. AVOID VISITING THEIR TELEGRAM OR DISCORD CHANNEL.

Please report, block, and notify us if you come across these scammers so that we can ban them.

BE SMART


r/SimpleLoans 3h ago

Request [REQ](£55)(London, UK) (Repay £73 on 26/04/2025) (PayPal)

2 Upvotes

I can provide proof of income. Thanks a million.


r/SimpleLoans 17m ago

Pre-Arranged [PRE] ($210) Robbinsdale, MN, US Prearranged with Yonathanlc) Repay by 4/30

Upvotes

Prearranged. Repay $270 by 4/30


r/SimpleLoans 2h ago

Pre-Arranged [PRE] with u/Real_Collection_6399, €150, repay €187 on 24-4-2025, Nijmegen NL, (Paypal)

1 Upvotes

Thank you to this man as ever, came through when I thought I had a loan arranged, but the lender turned out to be banned.


r/SimpleLoans 9h ago

Request [REQ] (250€) - (#Turku, Southern Finland, Finland) (Repay 320€ 4/30/2025) PayPal

2 Upvotes

Hello everyone, another day another hope.

I would be in need of a loan once again, only done one here before. I work full time and I can provide needed documentation. The money will go to food to the family and some bills so it would be a life saver.

Thank you for taking the time to read this stay safe and take care all.


r/SimpleLoans 10h ago

Request [REQ] ($350) (Raleigh NC) repay 200 4/11 and 200 4/25 (PayPal, venmo)

1 Upvotes

repost after 24 hours as per rules!

hey all! just need some help with some expenses while i’m moving out which include groceries and moving truck, and help paying deposit. can provide paystub, id, and anything else needed! thx!


r/SimpleLoans 20h ago

Request [REQ] ($300) (North Bend, OR) repay $375 4/19/25 (PayPal, venmo)

3 Upvotes

Textbook ended up costing more than I anticipated and I just paid my rent. Thanks!


r/SimpleLoans 12h ago

Pre-Arranged [PRE] PRE ARRANGED WITH u/MisterWiseGuy

1 Upvotes

Loan of $600 pay back $750 on or before April 30th 2025


r/SimpleLoans 15h ago

Request [REQ] ($90) (Boynton Beach, FL) repay $115 on 4/18/25 (Paypal)

1 Upvotes

Need funds for some groceries till next paycheck hits in 2 weeks. Thanks in advance.


r/SimpleLoans 21h ago

Request [REQ] ($150) (Ann Arbor, MI, USA) (repay $200 4/21)

3 Upvotes

I'm in the process of putting my life back together after back to back family tragedies caused me to make some bad decisions. Got into therapy and on medication and I'm starting a new job Monday and will need to pay my phone bill, get gas, non slip shoes, food, etc. I tried to do this once before, but didn't get any replies.


r/SimpleLoans 16h ago

Request [REQ] ($850) (Laurel, MD) repay $950 5/03 (Venmo, Paypal)

1 Upvotes

Daughter and I are facing homelessness after tomorrow.


r/SimpleLoans 16h ago

Request [REQ] ($750) (Colorado Springs, CO) (Repay $950 in biweekly payments of $475 on 4/18 and 5/2) (PP)

1 Upvotes

going thru some medical stuff, have had multiple loans on here - never a late pay or non-payment. thank you!


r/SimpleLoans 21h ago

Request [REQ] ($550) (Irvine, California, USA) (Repay $650 | $325 on 5/1 and $325 on or before 5/15) (PayPal or Venmo)

2 Upvotes

Completely forgot about taxes being due and owe $385. Also need a last minute flight home- mom recently got diagnosed with Parkinson’s. Full-time employed and can provide proof.


r/SimpleLoans 17h ago

Pre-Arranged [PRE] ($750)- (#Birmingham, AL, USA), (Repay $950- $475 4/30 & $475 5/31/2025) (Pre-arranged with u/chassidyzapata)

1 Upvotes

(Pre-arranged with u/chassidyzapata)


r/SimpleLoans 22h ago

Paid [PAID] u/pyrojackelope ($20) (2 days early)

2 Upvotes

Super smooth transaction. Would lend to again.


r/SimpleLoans 18h ago

Request [REQ] ($450) - (Greenville,SC USA) (Repay $550 4/28) (Paypal)

1 Upvotes

Hi everyone, back again.

Needing the money to cover 2 epidural injections to hold me over until my surgery on 28 May. I can provide any documentation needed. Thanks in advance.


r/SimpleLoans 22h ago

Pre-Arranged [PRE](#Hazleton, PA), ($260 PayPal) Prearranged with u/thekingstaysking Repay - $340 on 4/19

2 Upvotes

Prearranged secondary loan


r/SimpleLoans 22h ago

Request [REQ] ($150) (San Jose, CA, USA) (Repay $195 on 04/17/25) (PayPal)

2 Upvotes

Hi! I’ve completed a few loans and would like to continue to establish myself here. Can provide identification, stubs, etc.


r/SimpleLoans 22h ago

Request [REQ] ($50) - (#Rockford, Illinois, USA), (Repay $60 on 4/18)

2 Upvotes

Looking for some help with dry goods while I wait on my first paycheck. Just started a new job and I'm broke until I get paid on the 18th. Tried asking for more in my last post, but I'm under the impression the amount was too high. Hoping I can establish some loan history with this smaller amount. Thank you.


r/SimpleLoans 19h ago

Request [REQ] ($50) - (Brooklyn,NY,USA) (repay $110 on 4/10/2025 ) ( PayPal )

1 Upvotes

I get paid next week on April 10th , I can show you pay stub and my work schedule & how much hours I worked these past 2 weeks . I get paid bi weekly at my new job and My first check I worked 2 weeks but only was paid one unfortunately .. but this paychecks comming will be 2 payments. I can provide my My state ID , My employer Number and employee ID # . It would be a blessing if I could get a loan until Thursday 4/10/25. with $50 I can commute to and from work and eat breakfast and lunch everyday. As I work Tuesday to Saturday schedule. I have no issue paying back $110


r/SimpleLoans 20h ago

Request [REQ] ($1325)(Bayonne, NJ)(Repay $1590 in biweekly payments of $395)(PP)

0 Upvotes

Car repairs and bills.

Will also pay off in between payments to bring balance down quicker. Would like to make as short term as possible but wanted to post a payment plan I can stick to jic.


r/SimpleLoans 21h ago

Pre-Arranged [Pre] ($300) (Sutton-in-ashfield, Nottinghamshire, UK) (repay $380 20/04) (prearranged with u/Rosseyrana01)

1 Upvotes

Second loan but with the same lender, this has been prearranged with u/Rosseyrana01


r/SimpleLoans 22h ago

Pre-Arranged [PRE] ($350) - (#Stuart, Florida, USA) (Repay 04/12/2025 $400) (Pre-arranged with /u/yonathandlc)

1 Upvotes

Pre arranged with /u/yonathandlc


r/SimpleLoans 23h ago

Pre-Arranged [Pre] Loan $300 to repay $400 on 4/11 with u/knate0525

1 Upvotes

Thanks!


r/SimpleLoans 1d ago

Request [REQ] ($30) (Quezon City, Manila, Philippines) (Repay $40 by 4/15/2025)

1 Upvotes

Good day everyone. Trying my luck here again as my previous request was not granted, likely because it is my first time to borrow and it’s a significant amount. I’m hoping to borrow the amount of $30 to cover groceries for the next 10 days until I get my pay. I posted here before needing $100 but I was able to pay my water bill and I just need enough to last until my money arrives. I’ll be paying $40 in 10 days time once my pay and remittance comes in. Thank you.


r/SimpleLoans 1d ago

Pre-Arranged [pre](pre-arranged with u/mista_rag3r)($425)(payback $100 a week for 5 weeks so $500 back starting on4/16/25)(paypal)

1 Upvotes

[pre](pre-arranged with u/mista_rag3r)($425)(payback $100 a week for 5 weeks so $500 back starting on4/16/25)(paypal)