I believe an elegant restaurant meal is an enjoyable part of being frugal. You get to enjoy what you want because you've budgeted elsewhere. However, I'm wondering if I've taken being frugal too far.
Last year, was his my mother-in-law's and our first year without my partner, her son. She wanted to scatter his ashes with us and chose the timing to be near mother's day. My kids had planned to cook for me at home since our son was still in college. The budget had been tight the last few years since I stopped working while taking care of him, but my partner had always loved nice restaurants. He was a foodie. I wanted my MiL to still feel celebrated for mother's day. I also knew, the scattering would be a hard week for us all.
So, I bought Morton's gift cards for $325 for the $500 value ($65/100 for each card) when they were on sale at Costco. We used them to take my MiL, myself, my son, and daughter-in-law for dinner for Mother's Day.
Using the gift cards, I only had to tip (at the full $500 bill), and that was basically free. So, I had $625 for a $450 financial outlay.
Was it cheap or frugal?
I ask, because I thought the overall cost to purchase ratio made it frugal for a special occasion. Now, I'm wondering if it was really cheap to use discounted gift cards, no matter the overall cost. My friend and I were casually discussing it recently. She thought it was cheap to use gift cards on a special occasion. Now I'm questioning it.