GG to OP.

Paid off mine on 11/28/24. $80k in 6 years. A $44k loan and a $26k loan with interest ranging from 9% to 14.5%.

Father paid the minimums (totaled $30k over 6 years) and I dumped in ~$1,000/mo since 2019 with several large sum payments along the way.

Lesson:

Don’t take out egregious loans for college if you aren’t going to be a diehard commit to your future success throughout the duration of your schooling. If I did all 4 years at that first big university and didn’t have a big outcome, or even once I left, let my 2 loans accumulate over time without aggressively paying them off, I’d easily be sitting in $150k of debt right now even after $80k paid.

If I didn’t have my father contributing to the loan, it’d be even more of an issue. When you breakdown the actual interest accumulation and realize that $300-$400/mo paid in merely keeps you bailing out all the new water that’s pouring into your boat, you get a chilling understanding of how bad these things can rape your chances of a healthy financial future.

Use Money Under 30’s debt payoff calculator to help you along the way. Young people don’t realize how awful these loans are until they’re $100k in the hole with no foreseeable way out. Want to move out on your own? Want to drive a nice car? Want to get married and start a family? Be smart.

I drove a 3rd generation hand me down 04 dodge for 4 years, then a $500 04 Honda (yes, $500) for 3 years. I’m 27 and only now am I able to begin saving to move out on my own.

Don’t be naive and YOLO your financial future away so you can get laid and party for 4 years. It literally makes no sense lol if you are getting your college paid for then yea enjoy yourself, but gosh if you are on the hook for these things? Especially private loans? Be smart. The best way to get out of debt is to not sign your name on the line for that ridiculously expensive tuition when you’re 17.

And if you feel that dying urge to go big or go home like I did, get ready to either work at the best possible opportunities available through your school, or work at paying off your loans like it’s a full time job.

Hope this helps 🙏🏼

What an asshole

These people are sick 😂 what the actual fuck!

Concerning comment, I’m probably everything you people hate and I don’t find this proper

The basic premise this chick is crying about can be spun and applied to those voting dem as well. Do dems understand what they were actually voting for? I’m not convinced the average voter did.

Just so I understand, are you saying the election interference this year was the 36 bomb threats? I will share once you explain what you were getting at so we stay on same page

😂 save this video guys

IIRC our reserves were being tapped, artificially lowering prices https://www.politico.com/news/2023/10/16/biden-oil-reserve-fuels-00121298

Nah the pure lack of acknowledgement and understanding of a mind virus from redditors is the only evil at play here.

If Elon Musk promoting Trump and Rogan having him on the podcast is interference then no, but I’m open to hearing how it is.

If not those two, is it the reported instance of a ballot box being burned?

If it’s not that then I don’t know what it would be, but I’d be happy to hear what you think it is because I’d like to share what I thought the 2020 interference was.

Do you people not realize these enumerations of his supposed character just further solidify common sense Americans into believing in the political weaponization formed against him?

Jerry from Rick n Morty lookin ahh

So you would take the stance that the courts were not weaponized against him, right?

I’m laughing at you saying I seem deep in my emotions. It’s amusing. I’m a young guy, you’re an angry fear ridden lib, it’s funny.

There is proof. You just wouldn’t accept it 🤝

Do some digging “behind enemy lines” and see what you come up with. It might explain why people got so vocal and violent.

😂

I understand what you’re saying and take it into consideration, but I don’t know if you’ve even been exposed to the same things I have been exposed to. It’s not worth going to my wits end to put any info in your face, but it is up to you to seek out the info that goes against what you believe and assess it for yourself.

I suppose you take the stance that there was no election interference in 2020… am I right? If that’s the case we’re not going to see eye to eye here.

😂 I’m sorry to laugh but what you’re saying just fits exactly into the bullshit that we think you people by.

Lol that’s a sickening take. What the fuck do you call city dwellers then? Delusional? Retarded? Of course not.

For as long as you believe that by some string of divine judgement that you belong to the half of the country that is superior and more intelligent, you will continue to miss the bigger picture.

We can sit and argue for days and get nowhere. Until you’re ready to stop making demons and enemies out of the people that support those in opposition to your views, you’re gonna have a bad time.

If that perspective helps you feel better about things, great. It’s not fair to disregard the rationale behind the 70+ million voters that just put him into office.

I’m sure you and I both want similar things, but we most certainly don’t agree on the who or the what that’s going to get us them.

Do like I did and take into consideration the arguments and perspectives of the opposing party. At that point you’ll find fault in your own, and will have the decision to either change your ways or double up on them like I did.

It’s not going to register with these people man. They’re too deep in their emotions to care for reason

What? How does this caption make sense? Red states were open as a hooker’s legs and they didn’t go through half the nonsense blue states forced their people into for months and months. Am I missing something here?