r/ETFs 2d ago

Is this not concerning to you?

Everyday I see someone asking here if they should buy the dip and overwhelmingly the answers are to keep DCA regardless of market, or that they’re lucky to get a discount right now. Asking genuinely, is no one here concerned about the possibility of this ruining the market for many years, especially since the relationships we have around the world have now at the least been damaged for some time? This situation doesn’t seem so easy to come back from

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u/whattheheckOO 2d ago

Yeah, a lot of us are very worried, but what is the alternative? Sit on cash for a decade? Then how will we retire in a reasonable time frame? I'm putting more into international than I used to, but no one has really presented any clear alternatives to the S&P 500 that we can rely on to give us the kind of results we saw in the last 30 years in the next 30 years. I don't see China or the EU averaging 10% a year for the long term. Do you have any advice? The only thing I've really seen on here are people who sold already back in February that plan to repurchase all the same US stocks at some point this year, but I've already missed the boat on that one and don't feel confident in my market timing skills, so here we are, gonna just hold and continue to DCA.

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u/exoisGoodnotGreat 2d ago

But there ARE alternatives. Sitting on stock that doesn't increase in value for a decade is no better than sitting in cash for a decade.

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u/whattheheckOO 2d ago

What are your preferred alternatives? My point is we don't know if the stocks will be flat or not. Staying in the market means there is at least a chance of staying on track to retire. Pulling it out for a long time is a guarantee I will not be.

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u/obxtalldude 2d ago

It's not a binary choice.

From experience - you start placing limit buys to get back in a declining market.

If you had the foresight to get out.

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u/whattheheckOO 2d ago

I already told you I did not get out.