Found myself in a rough spot…
Long story short I bought my first house back in December (2024) and seemed like a nice first home with a little DIY here and there. Nothing of major concern was disclosed by seller or inspector, come to find out my crawlspace is completely covered in rotting wood and black mold! A good 70% of it is compromised, and my crawlspace is roughly 1700sqft. Inspector’s insurance denied the claim for negligence so I’m stuck in a rock and a hard place. I have a 6 month old and a wife who have been living somewhere else once we found out how bad the mold is. I’ve been quoted by a couple companies; 45k for complete remodel from the top down (all the bells and whistles), 22k for complete mold treatment and encapsulation (sub sump, French drain, dehumidifier, etc), and 16k for the same as above minus the drain and sub pump. If I do this myself it would be a very long and grueling DIY project that I don’t have the energy for. I’m debating on doing the 22k option through payments ($232/month for 15 years!). Just curious if anybody had any advice or guidance. I’m 25 making “decent” money, but my monthly budget would squeezed if I go this route. Please help!
https://imgur.com/a/r9MsmrF