Yes it did. Though I do not know the finer details. But itâs to stop insurance companies from rejecting people with preexisting conditions who are trying to sign up with that company
Which is exactly what saved my life as a diabetic. Diagnosed with diabetes under my parents plan and would have been denied coverage once I would be kicked off my parents plan.
To give you a bit more detail. Insurances have fair and agreed upon prices those are the ânegotiatedâ prices on things you agree as a customer they will cover (often pre existing conditions or long term medicine is not covered), usually itâs the hospitals actual cost to operate plus like 50% instead of the non negotiated prices of around 5000% price hike. Obama care was at first essentially an insurance that didnât really pay for anything but covered everything. It opened with a 50% coverage of costs however on everything. The point of it though was that every citizen would get the fair negotiated price never the random inflated one.
Too many rich people and politicians get hand outs from the healthcare/insurance orgs so Obama got so much push back that the compromise with the GOP became to let private insurance regulate Obama care themselves so that government insurance would make money instead of being a break even service. They simply increased the cost every year until trump came around and Obamacare was now more expensive and covered less than regular insurance. So they started shutting it down.
Stop calling it Obamacare. That's a label invented by Republicans to vilify a sensible policy. It's the Affordable Care Act, and it polls much better with people when we use its actual name.
Right and when I sign a contract, I expect straightforward and objective insurance policy, not some snakey money scheme I have to deal with every step of the way.
Your dumb ass didnt read it either you just dont have a medical condition that requires life saving medication. Donât pretend youâre better than someone with diabetes just because you were lucky enough to not have it.
They've been brainwashed by right-wing media to think that universal healthcare = outrageously high tax rates. Though taxes would go up for basically everyone (except the bottom percentile of income earners), it would be offset by no longer paying health insurance premiums via payroll deductions. Especially workers paying for coverage for their whole family.
I believe Bernie even claimed with his proposed plan, the average American would pay less in extra taxes than they currently do for their insurance premiums.
But they forget about people who can't even afford to see a doctor here. They can wait decades for treatment. That's much longer than with universal healthcare. Or when insurance dicks you around & you end up waiting months for them to approve it.
Correct- if you use more insulin that month than prescribed (because you happen to have had unexpected high blood sugar that month⌠which could be triggered by having a common cold for example), youâll have to pay out of pocket for a few extra pens to get you through to the date when insurance will pay. The cost can range to $650-1200 in my experience.
Yeah makes you wonder what the point of having insurance is (hint: making middle men rich). We've been trying to get my diabetic wife on a pump for years now and insurance keeps making her jump through hoops. She's done everything they've asked and they still drag their feet.
Yes, unfortunately. There are a lot of different types of insulin, and some of the cheaper ones don't work for all Type 1 diabetics. Many people need a combo of a few types. Type 1 isn't related to lifestyle, is not curable, and requires a lot of work to manage - unfortunately people do die because they can't afford the insulin that works for them.
I work for a doctors office and youâd be surprised how many of our patients begin going blind because insurance companies do not want to cover eye drops/injections/misc treatments to help preserve their vision.
Itâs absolutely infuriating! They have insurance, but medicaid/insurances places so many roadblocks in the way of treatment!
239
u/[deleted] Oct 12 '21
A $1000 a month even with insurance? đł