r/StudentLoans • u/Common-Walrus3153 • 1d ago

SAVE with no PSLF job

Currently working for a company that is not PSLF, but have a possible opportunity in the coming months to join a university with PSLF. I am in the SAVE repayment plan with an account on forbearance until 8.2025. Is there any reason to apply to another payment plan? Do I ride this whole no interest thing out?

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u/girl_of_squirrels human suit full of squirrels 21h ago

How much do you owe? And how much do you make?

For federal loans in your own name, you kinda have to decide between 1) aggressive repayment, 2) waiting out IDR plan forgiveness, or 3) pursuing a forgiveness program like PSLF or similar. If your financial situation changes significantly? Then you need to re-evaluate and decide if it makes sense to pivot strategies or not