r/churning 7d ago

Daily Question Question Thread - March 31, 2025

Welcome to the Daily Question thread at r/churning !

This is the thread to post questions about churning for miles/points/cash. Just because you have a question about credit cards does NOT mean it belongs here. If you’re brand new here, please read the wiki before posting.

* Please use the search engine first - many basic questions have been asked before.

* Please also consider scanning (CTRL-F) the last couple days worth of Question threads

* If you have questions about what card to get, ask here. If you have questions about manufactured spending, ask here. If you have questions about bank account bonuses, ask here.

This subreddit relies heavily on self-moderation. That means that if you ask something that shows you haven’t done any research, you’re going to get a lot of downvotes.

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u/EynakEast 7d ago

I’ve got my direct deposits going into my bank account with a bonus (BMO) and I’d like to transfer the money immediately into SoFi. Is there anything preventing me from receiving the deposit at BMO and immediately transferring the money out of the account?

I don’t see anything in the terms and conditions prohibiting this outside of ensuring that I have some form of positive balance in the account by the end of the month.

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u/Beduerus 7d ago

No issues