r/churning • u/AutoModerator • 7d ago

Daily Question Question Thread - March 31, 2025

Welcome to the Daily Question thread at r/churning !

This is the thread to post questions about churning for miles/points/cash. Just because you have a question about credit cards does NOT mean it belongs here. If you’re brand new here, please read the wiki before posting.

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* If you have questions about what card to get, ask here. If you have questions about manufactured spending, ask here. If you have questions about bank account bonuses, ask here.

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u/commentsection23 6d ago

P2 applied for Barclay's AAdvantage Aviator Red, and after a week, he received a letter in the mail requesting more information. Has the hard inquiry already hit the 5/24? He's taking a trip in about 10 days and would like to take a new card with him (cutting it close to receive the card). We would preferably try for Barclay's Hawaaian card since that will disappear soon, but I'm not sure if it's likely to decline since it's also Barclay's.

P2 has had an 800+ credit score, so I'm not really sure why he didn't get immediately approved. Last card opened was 6 months ago.

If p2 applies for a card that is not Barclay's, will they see the original AAdvantage Aviator request from last week and possibly reject the application?

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u/garettg SEA | PAE 6d ago

5/24 is not number of HPs, its number of accounts on the credit report. If not approved, it's not counting. Why not call and see if recon will approve the app with more info.

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u/commentsection23 6d ago

Thanks for the info on hard pulls. Seems common sense, but I didn't think of it 😎 I just read something the other day that said not to call. The topic was if a business account was being reviewed, but it seemed like some of the employees who answer the phone are harsh reviewers and may decline you without going through the proper channels. I told him to just send in the info through the mail like they requested. If he doesn't get approved after that, we may call.

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u/jtevy 6d ago

There’s no harm in calling here. If you are trying to speed things up and get the card before heading off on a trip, at this point calling is likely your best bet