Question Thread - March 31, 2025

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[u/floatingriverboat]

I'm 1/24 and locked out of the new CSP bonus. I'm mainly focused on cash back vs UR because I need the cash. Just scored the US Bank triple cash biz plus biz checking account bonuses ($750+$900) and wanted to see what folks think about the US Bank Leverage card next - seems to be the highest cash back rn ($750). Thoughts? I saw the Cap venture X but I don't need a travel card and I have no idea how their ecosystem works.

[u/jtevy → u/floatingriverboat]

No issues getting another Triple Cash if you are interested in that bonus again- multiples are OK

[u/floatingriverboat → u/jtevy]

I was approved for a triple cash with a ridiculously low credit limit - 3k. It was a joke. Should I try for another? Any reason not to go for a Leverage card next to mix it up?

[u/jtevy → u/floatingriverboat]

3k is low, I’d take that as a sign to pump the brakes. Though it would be wise while you’re 1/24 to aim for Venture X as C1 is known to be a pain after you get deeper into the churn

[u/floatingriverboat → u/jtevy]

Will venture x convert to cash back. I’m not interested in a new travel ecosystem outside of UR. I’m a low churner - I’ll just get a few cards a year