I just inherited $600k in stocks after my dad’s passing. Before this, I was living a regular life, working as a tech support specialist and making around $30 an hour. I had basic financial plans, just saving a little here and there, and gradually paying off my student loans. But this inheritance has completely flipped my world upside down.

I’ve never dealt with anything like this. My dad didn’t talk much about his finances, so this is all new to me. I’m trying to wrap my head around how to manage this large amount of money without making huge mistakes. I know I can’t just leave it sitting there, but I also don’t want to rush into decisions without understanding how everything works.Any advice would be greatly appreciated.

If we look at the bigger picture, this week’s self-inflicted crash looks like the end of the 1920s. This isn’t like any normal crash caused by outside factors, since this crash is being done on purpose.

We’re currently in that blip before black Monday, when things really crash significantly.

There’s likely a short recovery period afterwards, but if these tariffs continue we’re looking at a continued drop for the next few years until a new administration repeals the tariffs.

I’m super proud of how I’ve done over the years but it’s

beehe

I'm a 26 year old guy I currently have 46k saved and out of that 30k is in a HYSA, 6k VOO, 10k in my checking and I have 25k in my 401. On top of that my credit score is 780 and I have no debt or car payment. I make $33 an hour but I don't like my job and have been looking to leave for something that could end up paying less most likely.

Would I be dumb to have 10k in a HYSA as an emergency fund and roughly 30k in VOO as a long term investment while contributing the max to my 401? Or are there just obviously better ways to use this money that I'm not seeing?

Ive saved up like 4k bucks after getting laid off, should be able to land another job soon. no real expenses so its kinda just sitting there not really doin much. Any idea of what i should do with it?

One idea is - We’re down pretty low - it’ll only have to go up by end of the year. Ride the index for next 5 months and take advantage!

Another idea is - we could go down horribly - just keep it in HYSA.

Thoughts?

For example, stocks, part-time jobs, e-commerce, etc.

I leased a car in early 2023 that’s $600 a month. I’m about halfway through the lease with 24 months left give or take one or two. I was doing better financially then and now post divorce looking to save in any way I can. Would I make sense to turn this in early and get something that has a monthly lease of say $360 a month? There’s by $4500 down with it but even still it seems like I’d be in the green with the cheaper even with this payment. Cheaper car would have better mileage too.

20 and most I’ve made in a day is 2500$

Who else feeling less than liberated or more like irritable bowel syndrome 😂

I’m 40, finally earning well after a late start — but now I’m trying to catch up fast. I want to be truly wealthy by 50.

Current situation:

• Income: $210K base + up to 30% bonus . I bring home approximately 10,000 a month after taxes. My fixed expense are at 5300 (and we are working diligently to bring these down).
• Debt: $84K (student loans + car)
• Rent: $2,500/month, no home ownership
• Kid: One child I want to help with college
• Assets:
  • $30K in 401k
  • $30K in IRA (I plan to invest with this amount)
  • $20K in investments
• Savings: Still low — I made $10.50/hr in retail until age 32
• No credit card debt

Based on past jumps, I expect my salary to rise, but I want to plan based on $210K only — anything more is a bonus.

What would you do in my shoes to build real wealth by 50?

Just trynna become better at making money decision

Are these the two that I should be investing in right now ? I’m new to this and want to be sure this is it.

I have about $50,000 that I’m willing to invest.

Hey everyone,

I’ve been saving up and sitting on $300K in cash, originally set aside to buy a house (House price between 700k-1.5mil in my area). But with the market down, I’m rethinking my approach and hoping to get some perspective from this community.

Here’s what I’m currently considering:

1. Use 1/3 as a down payment for a cheap condo/coop, <3k monthly mortgage.
2. Park 1/3 in a high-yield savings account for flexibility/emergencies.
3. DCA the remaining 1/3 into the S&P 500 weekly to take advantage of the dip.

Does this strategy make sense, or is there a smarter way to balance short-term housing goals with long-term investing? Open to suggestions—thanks in advance!

Background: Single, 28YOE with annual income of 80k, I also contribute 10% of my monthly paycheck to 401k

First question:

Should set this as my wallpaper or should I print it out and Frame it?

Second

What do you think this gens recession core will sound like? Need to make a new playlist to CRASH this summer!

I'm 22 M, I make 600-1000 per paycheck (rough estimate) but I can't seem to keep it... I'm engaged, and make enough to take care of us but I want to know how I can either make more or keep more

I’ve heard pundits on the business channels arguing that wow, we should all be excited about lower stock prices. Great buyers market.

Problem is that most people don’t have dry powder lying around. And now, with tariffs (if they mostly continue at the levels mentioned) likely to push prices up even more 20-30% for most things, very few people can buy the dip.

The dip’s not fun when you can’t buy.

99% of us can’t buy a lot to take advantage of this. For most of us, it’s pure pain.

The way I see it is stocks are cheaper now so I'll be able to buy more at a lower price since the market is taking a hit. I wont be retiring for 25 more years so it will eventually come up again and I'll have more stocks than I normally would of, had the market stayed strong.

Alao im currently in the s&p 500 and trgt 2050