In the last week, I have seen countless posts of people panicking about their portfolios, asking internet strangers if they are doomed, or seeing if others are panic selling so they can justify doing the same. When markets are going up, investing is EASY: You buy VOO and chill—at least that's what people on this app do. When we see a correction, everyone starts losing their minds. The reality is that investing HAS been figured out. You buy low-cost, globally diversified ETFs and wait. Hold through the good times and wait through the bad times. The truth is that a lot of you can't do it. There is a reason why retail has vastly underperformed the S&P 500 over the last 20 years... even though we have seen maybe the greatest bull run in the history of the world. People here love telling others that a financial advisor is a huge waste of money. Guess what, advisors outperform retail investors by over 2% annualized WITH a 1% advisory fee. That 1% fee does compound to a ridiculous amount of money over multiple decades, but who cares, you are gonna panic sell anyway and then FOMO back in when there's a bounce.

STAY THE COURSE. Fund managers get paid millions, literally millions of dollars every year attempting to outperform the S&P 500... and they are unable to do it. Keep buying low-cost, broadly diversified ETFs. Or hire an advisor who also invests in low-cost ETFs for their clients. STOP SABOTAGING YOUR RETURNS.

Keep DCAing, keep contributing to your IRAs, and focus on your life outside of your brokerage account. Good luck!

I remember people during COVID were saying at the time, we have nothing to worry and that this pandemic we are smarter and will do things better and no economic collapse will happen. Fast forward a few years and now we are eerily following what happened back in early 20th century.

The pandemic back then was also followed by high inflation, economic boom, over-levereged positions in the market, pumped up stocks etc. What followed was as a market crash, USA starting to impose tariffs and even a bigger market crash that led to the economic collapse. Fascism/nationalism was also widely spreading back then through Europe as it is now starting to gain voice once again. What followed were dark times and it really makes me question why did I decide to look into this on a Saturday morning 😅.

My question is, what makes current times different? What are we doing better and are we actually doing better, as back then the average person was younger, richer(lower taxes according to some economists) and lower debt levels? Are we walking head first towards even a worse collapse or is it just too similar, but it won't lead to nothing?

Elon Musk’s ventures have long dominated “space investing” conversations – but with Musk’s recent controversies and the fact that SpaceX isn’t publicly traded, investors are turning toward Rocket Lab as an attractive alternative. Rocket Lab (RKLB) is a ~$10–11B market cap space company that offers something SpaceX doesn’t: public market access to a growing space business, minus the Musk-related volatility. Let’s break down why RKLB might deserve a spot in a forward-looking portfolio:

• Robust Growth Trajectory: Rocket Lab’s financials showcase a company on the rise. 2024 revenues hit $436M (+78% YoY) , and Q4 alone grew 121% YoY. They’ve consistently increased launch count (16 launches in 2024 vs 10 in 2023) and expanded their Space Systems segment (which now brings in ~two-thirds of revenue via satellite manufacturing and components). Gross margins are improving (32% non-GAAP in 2024) , pointing to economies of scale. While the company is not net profitable yet (as it reinvests in growth), Wall Street expects continued top-line expansion and eventual operating leverage as larger projects come online .
• Catalysts on the Horizon: The big one is Neutron, Rocket Lab’s next-gen reusable rocket aimed at the medium-lift market. Management has scheduled the first launch for H2 2025 . This could be a game-changer – Neutron is designed to lift up to 13 tons to LEO , putting Rocket Lab in direct competition with SpaceX’s Falcon 9 for many satellite launch contracts. If successful, Neutron opens a much larger addressable market (national security launches, interplanetary missions, even crewed flights eventually). Investors are watching this closely; any positive development (engine tests, on-time construction) could boost the stock. In the meantime, Rocket Lab isn’t waiting around: they’ve signed new launch deals (e.g. an 8-launch contract with Japan’s iQPS just announced) , and they delivered on missions like launching 8 satellites for OroraTech with just 4 months’ turnaround , showcasing operational excellence.
• Government and Commercial Tailwinds: Unlike many space SPACs and startups that struggled, Rocket Lab has real customers and repeat business. Their backlog is ~$1.1B , split ~50/50 between government and commercial clients – providing diversification. Notably, Rocket Lab was selected for the U.S. Space Force’s NSSL Phase 3 (Lane 1) program , making them eligible for missions under a $5.6B launch contract umbrella alongside incumbents like SpaceX and ULA. They also hold a $515M contract with the Space Development Agency (SDA) to build missile-tracking satellite systems . These wins not only validate Rocket Lab’s technology in the eyes of key customers, but also ensure a baseline of revenue in coming years. In essence, Rocket Lab is aligning itself as a core player in future government space infrastructure – a recurring revenue stream that many “new space” companies lack.
• Musk Factor – or Lack Thereof: From an investing standpoint, one could argue that Musk has become a risk factor. Tesla’s own 10-K warned that the brand is tied to Musk’s reputation , and indeed we’ve seen political backlash contribute to Tesla’s sales slump and stock drop . SpaceX, while successful, is privately funded and also influenced by Musk’s persona (which might carry regulatory or public image risks, given his role in government and polarizing public statements). Rocket Lab provides a “Musk-free” exposure to the space sector. CEO Peter Beck is an engineer-executive who keeps a lower profile. There’s no cult of personality driving Rocket Lab’s valuation – which means less idiosyncratic risk. In fact, Rocket Lab’s shares are more directly correlated with its execution (launch success, contracts, revenue) than with any social media narrative. For an investor, that can be reassuring.

Valuation Considerations: After the recent pullback, RKLB trades at a more reasonable multiple relative to its growth. It had skyrocketed over 400% in the past year , but is now off highs. Analysts still see upside: Cantor Fitzgerald recently reaffirmed an Overweight with a $24 target , and other targets range up to $33 . Clearly, expectations are that Rocket Lab will continue to scale and eventually approach profitability as Neutron comes into service. Risks include execution delays (a short-seller argued Neutron could be late to 2026 , which would slow revenue growth) and competition (SpaceX’s dominance, emerging players like Blue Origin). However, Rocket Lab’s head start in small launch and established customer base give it a moat in its niche. Its enterprise value ($11B) is a fraction of SpaceX’s ($140B private valuation), so investors are essentially betting that Rocket Lab can capture even a small slice of SpaceX’s market share in the coming years – which would justify significant upside.

Conclusion: If you’re disillusioned with Musk or simply want a piece of the space sector’s growth, Rocket Lab is one of the most compelling options available. It combines the innovation of New Space with the accountability of a public company. As always, invest based on your due diligence (space is a risky industry), but RKLB offers a balanced risk-reward profile: solid current business, big future bets, and freedom from the Elon factor. For many, that’s an attractive proposition in 2025 and beyond.

NOT A SPECIFIC QUESTION sorry lol

My mom uses an advisor that charges a 1.6% AUM fee that will go down when she reaches a certain amount. He uses 'Target allocation ETFs' from different firms (Blackrock & Fidelity). He uses her risk tolerance to choose which one to put her in. She is currently in BTAEHX.

Because of her risk tolerance her portfolio is made up of two t-bills that are ~80% of her portfolio ~2 years out, at 3.75% & ~4%.

She is early 50s & has no financial interest. She is afraid of the stock market. She & her financial advisor have no real goals yet. ~400k total. No real income or expenses. Just started early 2024. She needs direct advice for her situations, which her CFP has many credentials.

Is her CFP a good fit? I'm worried they have no goal. Is AUM fee ok? Basically is there any reason to be worried about our CFP? He follows my moms risk tolerance & follows premade ETF portfolios made by big firms.

Is there a better option for her? She needs a direct path & I'm not seeing the plan. The ~20% she has in stocks is a big deal for her.

I figured now is a good time to ask this because shes losing money on the fee and stocks at this point.

Is there a better community to post this?

Hello All, I make very small amount with my part time job which I want to invest/save. As I am risk averse and don’t have knowledge about investing I was thinking to put it in s&p500. Looking for suggestions on what I should do? Heard s&p500 is good long term investment with 8-10% return. HYSA is around 3.5% right now. Any suggestions ? Also is snp500 is the option and its index fund, which stock I should buy. Thanks

I'm exploring fractional real estate investment opportunities that allow investors to purchase shares in properties and receive regular income, such as monthly or annual returns. I'm interested in platforms available in the Gulf or internationally that adhere to Islamic finance principles.

Could anyone recommend platforms that offer:

• Halal Compliance: Ensuring investments are free from Riba (interest) and adhere to Shariah guidelines.​
• Regular Income: Providing consistent rental income distributions to investors.​
• Fractional Ownership: Allowing investment in portions of properties, making real estate investment more accessible.​

If you have experience with such platforms or can suggest reputable options, please share your insights.

My investments have dropped and I'm concerned about losing more money. I invested about 6 years ago and it dropped initially but I left it and over time it finally got back to baseline (no poss but no gain). Last year is the first year I saw some profit. I was happy and hoped it would slowly grow for retirement. Now it's dropped and I'm worried it will get worse. I'm wondering if i should put it into very low risk so it doesn't grow but doesn't shrink or if I should pull it and leave it in the bank until things improve.

Yes things will eventually get better but what if it takes 10 years? The money will drop and when it finally starts to grow it will have to recoup all that lost money just to break even and that could take years. I'd rather leave it safe and not get gains rather than lose money.

Thoughts? The next 4 years are gonna suck.

I want to transfer just about everything in my Merril brokerage account to Fidelity, but I want to techncially leave the account open and also avoid the $50 full transfer fee. Is there a minimum I have to leave in the account to avoid the full transfer fee?

We’re all seeing that red today. Tbh I’m not phased. I’m learning a lot. I’m S&P across all of my accounts, and I’m seeing just how meaningful it is to diversify. To be clear this hasn’t changed my plans for the future.

I’m thinking of those retired or planning on retiring soon. I’ve got years before retirement but I’m thinking of those who may not have considered such a manufactured shift hitting their portfolios and I’m sure this is just the beginning.

Are you guys seeing people or family starting to get worried? Those not too thrilled to see their balances or selling holdings at a low?

4 Republicans cross the floor to vote with Democrats to pass a bill that would remove import tariffs on Canadian goods.

This still needs to pass the house (which has republican majority), and even if it passes the house, president can still veto. At which point it goes back to the senate and 2/3 need to vote to overturn the veto.

Low chance, but indication that dissent is happening within party lines given the economic downturn of tariff policy.

Interesting to see how many more house reps and senators break from party lines after today's "liberation" tariffs have time to impact markets and consumer prices

https://www.nbcnews.com/politics/trump-administration/live-blog/trump-administration-tariffs-musk-elections-immigration-live-updates-rcna198941

I’m currently trying to help guide my father-in-law with his investment strategy. Since we’re at very different stages in life, I realize his approach shouldn’t mirror mine. I’m 24 and focused on long-term growth, so my portfolio is heavily weighted in VOO, QQQ, VTSAX, and some individual blue-chip stocks. He, on the other hand, is 58 years old with around $35,000 to invest (he has other investments as well) and he is planning to retire within the next 5-7 years. He doesn’t want to leave the money sitting in a savings account, but I’m unsure of the best approach for someone his age—especially with today’s economic uncertainty. I’d love any advice on how he should consider investing this money, given his timeframe and risk tolerance.

Thank you in advance

First of all, I know very little about investing, so I may say things that don't make sense lol

I'm 20 years old, I have a brokerage account that I invested $20,000 into, and a roth IRA in which I've invested $14,000. For the brokerage account, I've invested 20% into FTIHX, and the rest into FSKAX. The market has been red lately, so I'm wondering if I should take this money out of the brokerage account, and reinvest it if it goes down further, or just leave it in there, and or invest more?

Also, is there anything I should be doing differently? Any tips would be appreciated! :)

Sure things are crashing, but what can we speculate to recover well? Obviously tech companies may not be the answer as a lot of labor and materials are from outside the US. And with retaliatory tariffs, oil may not be the best option either.

Thoughts?

I'm looking for words of wisdom from long term investors who have been here before. I invested $7K last month in my 2024 ROTH IRA (I'm 33 and I was finally in a spot where I can think about my retirement) and my portfolio was a little tech heavy. Most of my investments are in blue chip stocks, mainly NVDA, and I'm bleeding much like most people are but a bit more due to a lack of diversification and going in with a lump sum rather than DCAing.

I was just excited to get in the game...

What do I do now that I've caught the falling sword ? I don't really need the money, it's just hard to see red every day and being down $800 in 3 days. I'm planning on investing in defensive stocks but I'm going to take it nice and slow this time around. Any and all advice is appreciated.

Hi, I currently have my spare cash in Euro money market account in Trading 212. Interest on euro was recently lowered to 2.70% APY there.

Are there other liquid low risk investments available to Europeans that have better returns (e.g. government bonds, corporate bonds, certificates of deposit, bond ETFs)? At what platform are they available?

So is there a principle or practice people use while investing for when say A Republican is in office compared to a Democrat that is in office? Like Democrats probably would focus more on health care. I know I’m asking about forbidden fruit like don’t try to predict the market but was curious if anyone does do that?

Acheter-Louer.fr (ALALO), a French microcap, recently partnered with DATA B to integrate AI into its real estate platform. With a market cap of ~€610K, it’s a speculative play in a tough market. Cost cuts and tech innovation could signal a turnaround. Thoughts?

While I understand a lot of retirees and people close to retirement are going to be hammered in the end this market/asset correction was much needed. In my view the past decade has seen excessive risk taking, over leveraging and irrational exuberance. Bitcoin, AI, real estate prices and the buy the dip mentality are all symptoms of this irrational behavior. The markets in general have needed a big drop to clear out a lot of this foolish behavior. No single entity is to blame in my opinion Trump may have started the fire with tariffs and his unprofessional dialogue but the blame should also be on central banks, investors, and governments.

The younger generations have been priced out of assets in general from housing to equities with ridiculous PE ratios the coming reset will be an opportunity for those that saved conservatively to benefit. The older generations have benefited from the value growth the past 30 decades and should be insulated if they have been prudent.

Personally I am tired of the mantra DCA and believe people should be more educated and active in their asset allocations. Investing was never an everyday persons activity and it shouldn’t be.

The fund says it’s an actively managed ETF that tries to replicate the % change of the underlying stock (NVDA) by using swaps/options. Does that mean you make money when more of the stock is bought but it’s not actually invested in the underlying stock? Just notes from banks to pay an amount based on trading volume?

I posted something on another sub that one of members of this community suggested would be better received here. So, I decided to give it shot with this one. I get that this is "TLDR" for most people so if you are not into that, just move on.

Obviously: Tariffs. Pain. Global pain.

Here is a great interview with the well respected economist David Rosenberg: Economist David Rosenberg on Trump admin: "These people don't understand what a tariff is"

For those with short attention spans, here is the TLDW summary:

1. The Trump administration used 3-grade pumpkin math to determine what they are calling "reciprocal tariffs".
2. Side note- As an American and former ice hockey player that has spent time in Canada, I have to say- I friggin' love Canadian's humor. This guy starts out with a sarcastic jab of "somebody out there cracked the code". Blahaha! Sending good vibes to my friends up North. Keep your chins up friends.
3. *People have been "numb" to the nonsense coming out of the Trump administration and were ignoring it. Not anymore- This is key to the question I am about to postulate.*
   
4. The short-covering rally we just had was totally ignoring future uncertainty. More uncertainty was not priced in and that is what we just got. And surely, more uncertainty is coming. Hence the negative market reaction.
5. Uncertainty negatively affects expectations. And markets trade on expectations. Uncertainty alone can knock off 1-2% of GDP (which has been modeled and proven). This factor alone can lead to zero growth and drive us into a recession.
6. Only "sycophants" (maybe we should just call then "psychopants" instead) think tariffs are going to work in the way they are being presented. They will surely be inflationary. Exporters do not pay tariffs, the importer does (us).
7. Tariffs are not sustainable. Especially for America. The last price shock from the pandemic saw price shocks feed into wages. This is not the case anymore and the "little guy" will just get screwed here. Again. We will just lose jobs and pay higher prices.
8. America is a consumer-based economy (~70%). We don't manufacture much of anything. We just buy it. We spend money like there is "no tomorrow". When the consumers hunker down our economy will contract. We are screwing ourselves.
9. The McKinley tariffs, like all long-standing tariffs, are recessionary drivers in the long run. If this is known by the administration and just being used as a strong-arming negotiation tactic, this likely (hopefully) a temporary situation (months or years- your guess is as good as mine).
10. Americans have short attention spans and election cycles. Manufacturing and business has very long time cycles and lots of patience. Nobody is going to do anything until the dust settles.
11. Tax cuts are going to be tough to pull off now with the conflicting fiscal policy.
12. Retaliation is coming. This is more uncertainty.
13. Rosenberg thinks we are heading for a recession that is not priced in because we have been able to avoid it and stave off bear markets the last two times. The selloff is "half done" in his view.

One thing I will add: Tariffs will surely cause inflation. Trump can't bully companies into eating the losses. And inflation is not going to help the Fed lower rates. Higher rates really screw companies that need to borrow a lot of money and with it, their profits, share price, and the markets in which they are traded. Lowering rates was priced in. Raising rates was not. This seems to be flying directly in the face of one of Trump's openly stated economic objectives. These contradictory actions are only adding to the uncertainty around this administrations haphazard policy plans, or rather, lack thereof.

*I started writing out points from my perspective as an engineer with over 20-years of design, development, and manufacturing experience in America but decided to delete it before I get slammed with more "TLDR" comments. Nobody has cared for decades and nobody cares now. It became a rant out of frustration from seeing the slow death of manufacturing in America and rampant rise in consumerism and the dangers that poses to our economy and nation as a whole. I will just share this: There is nothing I would love to see more than manufacturing return to my beloved country. Not only do I think the current actions from this administration will fail to accomplish that, I fully expect that it will have the exact opposite effect in the long run. From my direct industry experience, I foresee these tariffs and the haphazard manner in which they are being rolled out, as far more likely to be of great benefit China in both the near term and long run. Not America.

Back to item #3 above. Most of the world has been tuned out to what is going on in the political theater here in America. It has just been a clown show of chainsaw wielding theatrics for the most part. But as of yesterday, shit just got very real for the entire globe. While Elon has certainly become the human lightning rod for the politically motivated people around the world, for the most part, nobody else has cared. Neither has Wall Street, as most analysts and institutional buyers are looking at Tesla as a buying opportunity right now. Any potential brand destruction has been largely ignored and merely commented on as a "possibility" that can be managed. I realize this perspective might anger the Elon haters but I am just trying to be objective here. Look at this chart of the Magnificent 7 (Mag 7) over the last 6-months:

6-Month Mag 7 Chart- Normalized by % gain/loss (Tesla in blue): https://imgur.com/a/c5lHWxR

While the political activists are cheering that Tesla stock has fallen greatly from it's recent highs, my take is different. Yes, the "Trump Bump" has been erased. But when you normalize it on percent gain/loss, Tesla has just settled right back in with the Mag 7. In fact, Tesla is the only one of the Mag 7 stocks not in the red over the last 6-month period. It's doing the best out of the whole group. I am viewing this as a big shoulder shrug and "meh" from the markets. No harm, no foul as they say. The market might not see the short-term tailwinds from any benefits of being a close ally and key member of the Trump team anymore but that seems to be about it. Most importantly, despite the endless slew of terrible news and consistently poor fundamental performance, that has long predated the most recent political turmoil (missed expectations the last 9 out of 10 quarters by double digits), the markets definitely aren't pricing in any possible negative effects from Elon's political involvement either (just like the tariffs). Other than a brief (and huge) positive divergence and return to normal, Tesla has not seen an real damage to it's share price in comparison to the Mag 7. It's been a net zero move for Elon and Tesla (at the moment). I am just being objective here, don't get mad at me if you are mad at Elon!

I know all the Elon and Tesla fan club members are going to jump in and say something like: "But Elon is selling the future of the world. The Robotaxi and Optimus robot are what the company is being valued on right now. He is going to build a car in 5-seconds. Cathy Wood says Tesla will be at $2,600/share in just a few years!" The discussion on that vaporware nonsense is a huge topic and not something I am looking to get into here. Fact: There are already self-driving taxis on the road (Waymo/Google) and there has already been a humanoid robot assistant developed by a major car company (ASIMO/Honda). Nobody has cared about either development or product launch so nobody should care about Elon's much delayed and cobbled together versions of the same thing. Fact: It is physically impossible to build an entire car in 5-seconds because of physics (Newton's Second Law applies here: F=ma). It's all just a theatrical diversion from the failing car company known as "Tesler". And like it or not, as of today, Tesla is just a car company. Nothing else is for sale. But you can buy the stock and hype all you want. It's all just part of the "Elon Reality Distortion Field" (ERDF).

Let's be more specific, Tesla is just a car company that derives more than half its income from things that have nothing to do with its cars (that aren't selling), and which it cannot control the future of, both of which are very volatile. More than half of Tesla's reported profits are also derived from vapor, in the form of carbon credits and crypto. Trump is already doing away with $20B in funding from through the Greenhouse Gas Reduction Fund (GGRF). How long until Tesla loses its carbon credits? Again, more contradiction and uncertainty. Trump can't support Tesla while simultaneously dismantling government funding and support of green initiatives as he as promised voters that he would do. He will have to pick between his voters and Elon soon enough.

*Prediction- Trump will make some positive remarks about being friendly to crypto right before Tesla's upcoming earnings call to give his buddy Elon a bump. Be ready.

For the sake of this discussion, let's take the fan club perspective and paint the most rosy picture possible. Let's say Elon (finally) delivers everything he has promised for years (which he won't). Both his taxi and robot are consumer products, just the the cars Tesla makes. Recent sales show that there is already real brand destruction going on with Tesla vehicle sales, especially outside of America. The gamble seems to be that Elon and his team think the world is just a bunch of stupid goldfish that will just forget about all his recent antics and fringe political craziness and go back to buying his junk cars that fall apart when left outside. Or possibly, love him even more for all he has done for the "little people" of the world (not seeing it myself). But if there is real lasting brand destruction here, why wouldn't consumers, Tesla's only customer both currently and in the future, boycott Elon's taxis and robots just like his cars? Why wouldn't the same logic and risk factors apply to future products and company valuation and why aren't they being applied to the company right now? It seems logical to me that if Tesla's vehicle sales are declining due to poor consumer sentiment around the brand, his future products would follow the same trend. This is not priced in by anyone. Literally, not one single analyst or intuitional investor has applied this logic. Behold the power of the ERDF.

I must also mention the following, because it is really important to keep in mind: There is sentiment around Tesla the brand and sentiment around Tesla the stock. Those two things have had nothing to do with each other (or reality) in the past. The only way the stock prices moves is by buying or selling to stock. No matter how mad people might be at Elon, if they weren't holding shares before, they can't do anything about the company's stock price. Protests do not directly cause stock prices to move. And this is not an election. The number of people out there despising (or loving) Elon and Tesla has nothing to do with the stock price unless they are buying or selling shares. It only takes a few massive institutional investors and a loyal fan club to prop up the stock or even send it higher. Tesla's stock is roughly split 50/50 between the two and of you haven't read the reports, retail investors are going bonkers over Tesla. Keep your eye out for when institutional investors report at the end of this month. One Swedish firm just closed their entire position with Tesla. More may follow.

If there is one truism everyone should keep in mind it is this: Don't mess with people's money. Even if you aren't into politics, or even you love Trump and the right-winged groups Elon has been supporting around the globe, getting kicked in the wallet isn't going to make anyone happy. Nobody is going to be spared here. The global markets are f'ed right now. And with it, most people's money. Even for people that aren't in the markets, real jobs are getting destroyed everywhere right now. Elon himself is driving up unemployment by orchestrating mass firings in the government with his DOGE. That effort alone has resulted in hundreds of thousands of jobs being suddenly lost- and counting. While it might not make much of an overall difference, those people had retirement accounts that fed into the markets. The people being put out of work certainly aren't going to be spending like there is "no tomorrow" or putting money into the markets anymore. The people being put out of jobs in other countries because of these tariffs won't be putting money into the markets either. Between the government job cuts and tariff induced cuts, this is not going to be a small number of people being put out of work all at once. With prices of just about everything going up real soon, it's just going to make things worse. Again, we have contradictory initiatives rolling out at the same time from this administration. It's like ripping off a bandaid and then cutting yourself all over again at the same time.

Tesla is Elon and Elon is Tesla. The brand is inseparable from the man himself. While most people didn't care about the bullshit happening in America (even many Americans themselves), they have certainly had a rude awakening the last couple days. Trump is an elected president and world leader. Elon is not. Not coincidentally, Elon timed his "departure" from the Trump team right before the tariffs were imposed. And Elon is not really leaving his role (you all already know this). But in the media, he is stepping away and returning to his many roles with his many companies. Sneaking out the back door before the building burns down might be good enough for the markets to keep on believing in Tesla.

The questions now become: Is Elon that easily separable from Trump? And are we all really just a bunch of dumb goldfish? Will everyone be pumped to jump into a Robotaxi if they are really launched in a few months? Because that seems to be what is priced in to Tesla's stock. In the eyes of the world, which are now watching their retirement accounts gets decimated, jobs cut, and prices for everything to soon be rising, will Elon remain tethered to Trump? Specifically, as it pertains to investing, will negative sentiment around Trump and the impacts of his new tariffs translate to any meaningful negative sentiment around Tesla's stock enough to make it specifically diverge from the rest of the Mag 7 (bearish)? Or will Elon have escaped yet again using the astronomical power of his ERDF (bullish)?

Fact: Goldfish have longer memories than previously believed.

If I haven't purchased a stock for 30 days and then I purchase it on Monday and sell it on the following Tuesday at a loss, does the purchase on money cause the sale at a loss to be a wash or as long as I don't repurchase in 30 days, it will count as a loss and not wash? Basically my question is, does the original purchase cause the sale the next day to be a wash?

I am just starting to learn the mechanisms of this fund. You can see what it did yesterday and how it's up pre-market today. I know this is not a a long-term investment, but would it be prudent right now to actually sell out of my current Nasdaq position ($30K in Fidelity's FNCTX)...and buy this fund instead in the short -term?

If you would do this, what would be your timeframe to exit this position?

(P.S. I could buy this with cash - I don't necessarily have to get out of FNCTX).

Thanks.

So I bought a lot of MLPs in 2020 (about 20) and they are all going great despite the recent hiccup.

But its K1 time now and I wonder how dilligent I have to be entering all the information into Turbo Tax. I don't even quite understand how it's used.

As I understand it, the unit distributions are of course tax deferred so it does matter to accurate disclose by basis and sales price so the recaptured tax can be calculated accurately.

But does entering out what was in Box 8, 12, and all those Z's in box 20 really matter? Will I get audited over it.

Hey ya'll,

I came across this company Share-ify and been doing some due diligence. I wanted to see your thoughts? Is this an up and comer opportunity?

Looks like they're going toward an IPO in the food sector and specialize in compliance. Let me know your thoughts! Here's their page that includes their financials and Form C. Things are checking out from what I've looked into but want to pick some brains on this.
https://investinshareify.com/

Understanding that the whole world pretty much dipped with the tariffs. However, I think the Americans burned some bridges indefinitely and I wouldn’t want to invest in any American company in the foreseeable future.

Wich funds/ETFs have a good “anything but American” exposure? Looking for one which is growth focused and one dividend focused.