Seeing as Nasdaq has entered bear market, having declined 21% from its all time high and the S&P 500 might do soon soon, should I wait to invest in VOO and if so how long

Would

…what stocks or ETFs would you invest in tomorrow and forget about for the next 2-3 years?

I am one of the people who lump summed and have been adding aggressively into VOO since November (down 13%). At first, I was panicked. I’m usually good when I’m at work, but I was off work Friday and watching the market tank (and my money go along with it) was not a great feeling. But I did not sell. Thank you for the advice I received on this subreddit which reminded me that I came into this with a clear plan and strategy. That plan is to DCA into the S&P 500, no matter what happens. This turbulent last week has now helped me realize that my biggest obstacle against building wealth is myself. Fear and emotion. I am now looking at this time as a good time to invest. Not only can I buy the same thing for cheaper, but I am training my mind and stomach to deal with draw downs in price. I just made a note to myself, that I will continue to read no matter what the market is doing. “I will not let short term fluctuations in stock prices dictate my long term investment strategy.” This is the perfect time to stand firm and implement good habits and mindsets into practice for long term success. I see this for myself as a matter of perspective. I can buy into “the sky is falling” mentality and run for the hills, but what would that get me? Just a loss of money. This is why I didn’t sell my shares before the tariff announcement, because I had a plan and wanted to stick to it. Some may call it stupid to see a meteor coming down at you and stand there, but that was my plan because I knew that throughout history, this strategy has always worked. Instead I will flip my perspective and see this as a good thing, because we can now buy the same shares at lower prices. I have more income than expenses, so send the S&P down 50%, I’ll just get more shares at a cheaper price. Thank you to everyone in this subreddit who helped put things into a positive perspective.

So I am about 10 years from retiring but my husband is much older (63 with terminal cancer). I bought VOO back during Covid so I'm not at a loss yet. It is so hard to look at this mess and not want to pull my money out tomorrow morning. I actually had an order in to remove my money but canceled it. I probably should had diversified my portfolio a bit more as I got older or moved to a money market fund. Currently I have VIGAX, VTSAX, VGT, VOO, VPU, VTI, VXUS. I am in the process of moving from a savings to a money market fund now which I should had done years ago had I known better. Those of you that are closer to retirement, what are you doing? Are you moving money from your stocks and holding cash in a money market or HYSA for the time being until this stabilize?

None of us have any idea how much longer this will go on - the time it will take for tariff negotiations from all these countries and what happens in the end..... Those of us that are closer to retirement are freaking out quite a bit while Trump is over here playing golf in Jupiter, Florida, celebrating wins, and it's supposed to be big, great news.

I think it’s safe to assume that the tariff-induced downturn will eventually run its course. It’s even possible that the stock market may overcorrect before gradually rising again. What do you think the trigger might be?

1. Trump caves in — he claims the mission is accomplished and reverses the tariffs.
2. Inflation comes in very low, and the Fed drastically cuts interest rates and starts bolstering financial markets again.
3. The Democrats win the midterms.
4. Corporate earnings bottom out — forward guidance begins to improve, indicating the worst is over for profits. There's a positive surprise from Nvidia, Apple, Amazon, etc.
5. A major hedge fund or institution flips bullish — a high-profile investor (think Buffett, Druckenmiller, etc.) goes long and makes a public statement, triggering a sentiment shift.
6. A significant rebound in consumer confidence and spending data suggests consumers are ready to drive the economic recovery, shifting overall market sentiment.
7. A major geopolitical resolution or new trade agreement alleviates uncertainty, encouraging investors to re-enter risk-on positions.
8. Rapid improvement in leading economic indicators (like housing starts or manufacturing PMI) signals that the economy is gaining momentum again, prompting markets to climb.

Please share your thoughts.

My average buying cost is $536 with total $10500 invested

I still have $10000 sitting ready to DCA

What is your average buying price?
What are your next plans to DCA?

PS:

I have only 1 investment in stock/ETFs and that is VOO

Do you have any advice for me?

In October of last year I received an inheritance of $250k. My single mother passed away in my early 20’s. I am 35 years old today. I live a very very modest life and work a job that pays $45k a year. This was life changing money for me that my mother sacrificed so much for. I was urged to LUMP SUM, but looking at the market gave me a massive lump in my stomach. It looked extremely overvalued, so I began to DCA into the market. As of now I still have $200k in cash left to deploy. I am still sticking with my plan to DCA $10k a month into index funds, and I am looking at this market downturn as a gift. I could’ve been very wrong in my approach (and I still might be), but I am extremely grateful that this was the path I took. I hope you all hang in there during these very hard times and wishing the absolute best of luck!

How downturns are typically categorized:

1.  Slight Decline (1–9%) – Often just considered normal market volatility or a pullback. These happen fairly often and usually don’t cause much concern.

2.  Correction (10–19%) – This is called a market correction. It’s a relatively common occurrence and can be healthy for markets by cooling off overvalued conditions.

3.  Bear Market (20% or more) – Officially defined as a decline of 20% or more from recent highs, often lasting for months or more. It reflects broad pessimism and negative investor sentiment.

4.  Recession Bear Market (typically 20–50%) – When a bear market coincides with or is caused by a recession, the drop can be deeper, often in the 30–50% range. Think of 2008–2009 or the 2000 dot-com crash.

5.  Depression-Level Crash (50% or more) – Extremely rare. Think Great Depression (1929–1932) or post-WWII hyperinflation scenarios in some countries. These involve massive economic upheaval and are often paired with systemic financial breakdowns.

I put 60k in a broad US etf mostly during last year, its tracking the msci usa index. Saw it go up to 72k but now sitting at about 56k after last week.

Edit: I realized during the discussion the correct type is an index-tracking mutual fund, not an etf, although similar composition (100% stocks). Sorry for posting it here - however the general situation and strategy is quite similar.

What I’ve experienced is that Ive not the stomach for stocks even when in a broad etf. The gains didnt affect me positively but seeing it go in the reds has thrown me totally off. Yes I know about 10 year perspective and time in the market but theres also a value to my day to day mood and I dont see how it will rebound in a long time.

Contemplating selling it off for mental health and throwing the surviving cash in a 5% savings account. Can write off 40% loss on tax also.

However I will have to tank mondays movements as the sell order will go through at the value set after monday close.

Do you expect it to further drop or will we see some kind of status quo where investors remain cautious waiting for e.g. EU response while some are buying in at what they think is a good time? Seen a lot of those sentiments.

Edit: my biggest fear about monday is that the EU commission will give a statement about their response late in the day i.e. early Wall Street hours. Germany and France have called for a tough line. In that sense I’m worried monday might be another big drop

25F. On student visa with work autorization. 60k in HYSA. 12k in 401k. Employee matchea 4% and I put in 6% - 220$ a month. I earn about 110k per year but this is my first job and I will soon complete 2 years in sept.

I understand that maxing out 401k is the general advice, but that would lock up the money till retirement is what I understand. I might need investments that can keep money available for withdrawal in next 10-15 years as retirement is way too far. I do not have a roth IRA account. I just got a individual investment account with Fidelity.

How do I start? I would like to invest $10k while the market is crashing. Per the comments on my last post, i was going to go with

5k - SCHG 3k - VOO 2k - VTI

Thank you for all the suggestions in advance :)

Will sell it off in a day or two. I just think volatility will be high and want to make a few hundred bucks. Is this dumb?

While in preparation for opening a Roth IRA, I'm looking at all the different ETFs to invest in and it's got me confused. Are SPY, VOO, and FXAIX all the same thing? Many advise if you have one you don't need the other because it's the same thing. How many different versions are there?

Hello everyone, I can't decide... invest in the world of ishares or sp500 + stoxx600 of bnp?? For long term (+20 years)

I’m a 19 year old who is in college and works for the family business. My plan is to DCA 1,000 a week for the next 19 weeks. I am going to do 800 in voo, 100 in avuv and 100 in vgt. Is this a good amount and good allocation of the money? I also can add more money in as I go this is just want it is in my taxable as of now. And I have 2k in SGOVV. This is also in a taxable because I maxed my Roth IRA which is just FSKAX index fund. Any input helps, thanks.

I would like to allocate a little in an EU momentum ETF.
Today, only MSCI Europe Momentum (CEMR-IEMO) is available. From my understanding, it is solid.

However, know that Alpha Architect - Invesco (and JPMorgan to lesser extent) have highly regarded momentum ETFs. Invesco and JP do have some UCITS ETFs, but not Alpha.

Do you think there is some sense in waiting that they'll release something this year ? Any info ?
Or should I just go with iShare's? I have a developed world 3 ETF portfolio (AVWS - JPGL and IWDA)

I have a similar dilemma with EM allocation, but for that, I have my answer: AVEM is the most potent option, but i know that DFA and Freedom are releasing this summer - so I'll just wait this summer.

Have a nice sunday

MAGS tracks the magnificent 7 dropped 15% SPLG tracks the S&P 500 dropped 10% SPDW is world minus USA dropped 8% SLV tracks silver spot price dropped 12% UVXY goes against the market 3X is treating me nicely and hasn’t dropped below the price I initially invested

I’m nervous this will be a continuous bear market

I’m thinking about selling everything except UVXY and just watching the market closely to see when things change. I don’t have a 2M portfolio or anything so this drop is hitting me hard considering I just started investing last month

Is selling everything except UVXY a good idea? Just until the market recovers? Or should I hold onto everything to keep my position?

I have a 10K portfolio nothing much nothing large

My initial plan was to hold a minimum of 30 years but seeing these numbers drop is scaring me

I understand that the market works on future projections and has already priced in some negative outcomes. Just curious as to what is already priced into the market price?

Is it safe to assume that the tariff amount is already priced in? What about the reciprocal tariffs from China? I’m guessing those were probably priced in on Friday when the market dropped almost 6%. I know the EU response has not been priced in yet, as we don’t have it.

Finally, the biggest question I have of all, is the decision to move forward with tariffs on April 9th already priced in? Or are people still banking on this issue to be resolved before it goes into effect?

Im not a big fan of puts and shorting stocks but do y’all think VOO could get below $400 in the next few months? I like being a bull but right now I think we’re in trouble. In any case im steadily growing my VOO investing account while the market is cheaper but exploring the idea of long puts which I typically stay away from because of risk.

Hi. What's your method? Is it better to invest 500USD monthly or divide that amount weekly?

My understanding is that these mass tariffs will weaken the value of the U.S. dollar, potentially leading the world to move to another reserve currency such as bitcoin. Therefore, this could lead major institutions to invest heavily over the next couple years in bitcoin causing prices to skyrocket.

So I am thinking it is a great time to park some cash into crypto etfs like FBTC and IBIT.

Is this a fair assessment or am I way off?

People react to threats with automatic (ie emotional) response. Comparing those who did not sell/hedge leading up to 4/1 to those who sell on thursday & friday How to tell which group is the rational one? They all involve predicting the future, which theoretically we can evaluate based on facts/data. But Im having a hard time thinking through this past week. Yes there was uncertainty. But there was also certainty regarding tariff annoucement. So would one's prediction on either direction (flight/freeze) be rational?